Rafael Amador, LLC

Interest Rates Up for a fourth straight week.

The average 30-Year Mortgage Rate rose again this week to 6.94% making it the fourth week in a row that rates have climbed. Reports show stronger-than-expected inflation is responsible for...
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Understanding Closing Costs

When it comes to buying or selling a property, understanding closing costs can be one of the more confusing aspects. Here is a simple breakdown of the typical fees and...
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Owning vs. Renting a Property

People always ask the question: “Is it better to own or rent?” My answer is always the same… It depends on your specific circumstances and personal preferences. RENTING First of...
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Interest Rates vs. Property Prices

Interest rates are undeniably up from recent years. A couple of years ago we saw interest rates drop below 3% and many home buyers as well as existing homeowners took...
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The Benefits of Using a Realtor when Buying a Home

A common misconception among buyers surrounds the costs associated with hiring a Realtor. Many people believe they can save money by avoiding a realtor and just searching on their own...
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Property Management

Buying an investment property is one thing. Maintaining it is quite another. When it comes to property management, a great number of resource, skill sets and talent is needed. From...
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Home Insurance Rates are Rising…

If you had not heard the term “depopulation” before, it is probably very much in your vocabulary now. Many Florida homeowners were assigned to Citizens in recent years due to...
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Property Taxes Continue Climbing

Over the last few months, homeowners and investors began receiving their proposed property tax for 2024. We’ve seen a steady increase in taxes as well as property insurance rates over...
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Buyer’s vs Seller’s Market

When it comes to buying your dream home, most buyers wait for the perfect time. Low prices and low interest rates… not lately, I know. Sellers on the other hand,...
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How Impact Windows & Doors Impact Your Property

With hurricanes being a constant nuisance here in Florida, many homeowners turn to Impact Windows and Doors as a way to safeguard their homes. Though new construction homes often include...
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